Agent & Broker E&O Insurance

Availability: In all 50 states and U.S. Territories*

Coverage: Admitted, with an A rated carrier

Target risks: Real estate agents and brokers, property managers, appraisers, auctioneers, commercial real estate professionals, leasing agents, mortgage brokers and title agents

Minimum premium: $500

Deductibles: Starting at $1,000

Limits: Up to $5 million

Policy Features

  • Coverage for errors and omissions arising from professional real estate services as a real estate agent, broker, property manager, appraiser, mortgage broker, auctioneer and other real estate specialties
  • Environmental hazards included to policy limits at no additional premium
  • Public relations event coverage up to $50,000 per policy period
  • Discrimination coverage for defense and damages ($250,000 sublimit) at no additional premium
  • Privacy response coverage up to $20,000 for expenses incurred by the insured due to a security breach
  • Death, disability and non-practicing extended reporting periods at no additional premium
  • Premium credits for favorable claims experience and participation in risk management programs
  • Open house, mold and employment practices liability coverage and more
  • Endorsement for sales and leasing on 100 percent owned property**
  • Endorsement for property management of 100 percent owned property**

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*Policy forms and policy terms may vary by state and territory
**Not yet available in: AK, CA, CO, KS, LA, MA, MS, NC, NY, OK, RI, and VA

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