Builders Risk Highlights

Availability: Admitted in 49 states and D.C.* (not available in HI)
Minimum premium: $400
Limits: Ability to quote all project values
Coverage: Admitted with an A rated carrier
Billing options:
Broker bill or direct bill
Target markets:

  • Residential construction
  • Commercial construction
  • Residential/commercial remodeling (including historical buildings)
  • Installation floaters

Superior construction rates, including masonry non-combustible and fire-resistive projects, have reduced up to 60% in 47 states and D.C.

Coverage includes

  • NEW Claim preparation expenses
  • NEW Blueprint and construction documents
  • NEW Fraud and deceit
  • Theft of building materials
  • Interest of subcontractors
  • Pollutant cleanup/removal
  • Ordinance or law (limit increased to $1,000,000)
  • Soft costs
  • Expediting expenses
  • Property in transit (limit increased to $500,000)
  • Property at temporary storage (limit increased to $500,000)
  • Business income and extra expenses
  • Permission to occupy
  • Protective safeguard warranty
  • Automatic limits of insurance for numerous exposures
  • Ability to include profit coverage
  • Underwriting guidelines and rates developed for each state and county

 Download in a printer-friendly format.

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