Builders Risk Highlights

Availability: Admitted in all states and D.C.
Minimum premium: $400
Limits: Ability to quote all project values
Coverage: Admitted with an A+ rated carrier
Target markets: Residential construction, commercial construction, residential/commercial remodeling, installation floaters
Billing options: Broker bill or direct bill

Coverage includes

  • Theft of building materials
  • Interest of subcontractors
  • Pollutant cleanup/removal
  • Ordinance or law
  • Soft costs
  • Expediting expenses
  • Business income and extra expenses
  • Permission to occupy
  • Protective safeguard warranty
  • Automatic limits of insurance for numerous exposures
  • Ability to include profit coverage
  • Underwriting guidelines and rates developed for each state and county

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