Policy Forms - Select Program

Policies are based on state approval.  Please contact your underwriter to see which policy is available in your state.

Select Policy Forms: Select provides professional liability coverage for firms specializing in residential sales with revenues of under $20M; and all other firms with revenues under $2.5M. Please choose the correct policy form and appropriate endorsements from the list of states below.

NEW 2013 Policy form for most states, including: AL, AZ, AK, CT, DC, DE, FL, GA, HI, IA, IN, ID, KS, KY, ME, MI, MN, MS, MO, MT, ND, NE, NH, NJ, NM, NV, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WI, and WY, with more states coming soon. 

• Residential Ownership
• Discrimination and Employment Practice Liability Claims Limits of Liability
• Construction/Development Sublimits Endorsement For Specified Business Entities
• Death or Disability ERP
• Non Practicing ERP
• Regulatory Exclusion
• Mortgage Banking Exclusion
• Non Profit D&O

2006 Policy form for: AR, IL, MA, MD, VA, VT, WV. Also, see optional endorsements available in applicable states:

• Construction Development
• Discrimination Claims
• Environmental Hazards
• Residential Ownership
• Mortgage Brokers
• Deductible Waiver
• Regulatory Exclusion
• Employment Practices - only available in AR, IL, MD, MA, VA, and VT

Open House, Mold and Network Risk endorsements currently available in IL and WV.

• Open House endorsement
• Mold endorsement
• Network Risk endorsement

CO, LA, policy form

CA policy form and sample of optional endorsement

RI, PR, VI policy form and sample of optional endorsements available in applicable states 

Policy form form for other states:

• Louisiana form and sample environmental hazards endorsement.
• New York form
• Sample of optional endorsements available in the state of NY
• Regulatory Exclusion (NY)
• Economic and trade sanctions endorsement 

Policy Forms - Industry Services

Industry Services Policy Forms: provides professional liabilty coverage for:

• Commercial sales and leasing firms with revenues over $2.5 million
• Residential firms with revenues of $20M and greater
• Industry Services E&O policy form