Forest & Logging Highlights

Coverage: Admitted with an A+ rated carrier 

Availability: In all states except NY and CA (written direct in CA) on an admitted basis. Retail insurance agents/retail brokers only please.

Minimum premium: $5,000

  • General liability 
    - $1M/$2M limit
  • Loggers broad form property damage (fire suppression, damage to timberlands, loading and unloading)
  • Commercial auto 
    - $1M CSL
    - Pollution at policy limits (all vehicles) upon request
  • Property/IM
    - Office and shop buildings
    - Contents
    - Miscellaneous equipment at yard 
  • Umbrella
    - Employers Liability 

Target risks

Operations that involve logging, log road construction, chipping, and the hauling of logs and chips.

Ineligible risks 

Lumber and wood products manufacturing

Requirements for underwriting

  • 3 years in operation or equivalent industry experience
  • ACORD application along with the Schinnerer supplemental application and multiple named insured form
  • 4 years of loss runs

 

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