General & Artisan Contractors

In the evolving world of construction, contractors and subcontractors often have both design and construction responsibilities. From reviewing drawings and proposals, to acting as a construction manager or pulling electrical wiring, contractors are the glue that holds a project together.

Without proper insurance, contractors can be at risk for negligent design or construction. Recognizing the exposures for general contractors are different than those for artisan contractors, such as roofers, electricians or plumbers. Victor O. Schinnerer & Company's General & Artisan Contractors insurance program provides innovative professional liability, errors & omissions, and pollution liability insurance solutions designed specifically for each category of contractors.

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Each general contracting firm is unique and with an economy and marketplace that are consistently changing, contractors are changing the way they do business. For those reasons, Schinnerer created innovative, flexible policy forms that address general contractors' professional liability exposures.

Professional Liability Highlights

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Artisan contractors are specialized and they demand a specialized insurance solution. When something goes wrong on a project, it could come as a result of a combination of factors. Schinnerer's Artisan Contractors E&O and pollution policy was designed to protect firms from claims alleging faulty workmanship, design errors or omissions, and the use of defective materials or products.

Errors & Omissions Highlights

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General and artisan contractors can purchase stand-alone pollution liability coverage. Pollution liability addresses pollution claims, including costs for government mandated clean-up, mold, asbestos, respirable dust, silica, transportation pollution liability and non-owned site disposal. It also provides protection for generation, transportation, storage or disposal of pollutants.

Pollution Liability Highlights

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